- Tools2Save Australia

Budgeting and Cash Flow

Budgeting helps us understand our existing income, Outgoings and savings status
Crates a "Baseline" for us to work from to improve our financal status.
Understand what we can afford over time and not just this week or month, outgoings are not just short term daily, weekly, monthly
Allows us to run scenarios, having a baby, looing a job, Buying a car, house, boat or caravan
Analyse our lifestyle consuption items into discretionary and mandatory, what we can let go of vrs waht is esential
Understand our safety net savings level, how much we need to set aside if something happens, positive or negative
Track our progress, compare actual item balance with our planned or target (budgeted) balance
It should be practical and show us what we need to spend and when it is due
Be flexible using incremetal change and not have to start from scratch each time we plan or re-key items all the time

The setup section sets the budget start date and personalises it.
Allows allocation of items to Family members or household objects.
Bank account Pay from and receive to setup.
Income section for entering income items
Expense section for inputting expenses
Savings Section - entering savings targets
Summary Section - to analyse your spend with spreadsheet and drill down Graph views
Cash flow calendar - Manage your receipts and payments, know what bills you need to pay and on what day, week, month
Backup and Restore of Budgets is available through the drop down menu
Coming Soon