How To use our tools and site to $ave
- Start by understanding yoy=ur income and outgoings ...ie budegting
- We have two solutions for budgeting
- Budgeteasy - Enter income and expenses by categories and suppliers (optional) to undertsand your overall position, what & who you are spending money with
- Cash Flow Calendar - simpler cash planner and ongoing remider system
- Break your outgoings into mandatory and discretionary Items
- Be honest and realistic with your forecast items
- Be conservative with rising income expectaions
- Add a ghost expendirure item as a contingency 5% or more, there are always expenditures or something one forgets
- Identify the main area of savings opportunity like mortgage, Energy costs, electricity (including Solar options) and Gas (including heating options) or Environmental like water and optimal water tank size
- Don't want to Budget?
- If you are topic focused and dont want to budget just download the app that analyses the chosen topc or income/expense area for price and or consumption
- For example:-
- Buying a car,
- download the leasecalc app and if intending to take out a personal loan simly place a zero in the residual amount.
- If leasing then enter the apropriate residual
- Both leases and loans can be compared for cash flow and budgeting impact
- Taking out or comparing home loan rates
- Download the homloan app and enter the various quotes or advertised rates and conditions
- Not sure about Electricity, gas or water bills, prices or consumption, download the appropriate app relevant to your immediate focus